Impact of the Government Shutdown on Small Business

The federal government shutdown is creating significant challenges for businesses nationwide, from delayed SBA loans to halted federal contracts. These disruptions threaten growth, delay opportunities, and create uncertainty for business leaders and their communities.
 

With Congress failing to reach a funding agreement by September 30, 2025, a government shutdown has begun. This will halt critical services, including SBA loan processing, passport and visa applications, and environmental reviews for infrastructure projects. National parks are also expected to close, and federal workers and contractors will face delayed paychecks.

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Why it matters: The shutdown could cost small businesses $100 million in daily loan financing, disrupt travel plans, and delay infrastructure projects. Communities with a heavy federal presence may see reduced spending, impacting local businesses and economies. The ripple effects could stall growth and create financial strain nationwide.

To learn about the ways a government shutdown could impact small businesses visit the US Chamber's article here.